Joiin or Xero?

Price, integrations and Netherlands check side by side.

Joiin

for SMEs

Financial reporting and consolidation across multiple companies, on top of Xero, QuickBooks or Sage.

Price on request

1 of 7 NL check

Xero

for freelancers and SMEs

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Price on request

1 of 7 NL check

The differences

Only Joiin integrates with Xero, QuickBooks, Sage, MYOB, FreeAgent, Pennylane, Zoho Books, Fortnox, Excel, Zapier and Power BI.
Only Xero integrates with PayPal, Wise, Dext, Syft and Tradify.

Side by side

Joiin compared with Xero
	Joiin	Xero
Price	On request	On request
Support in Dutch	Unknown	Unknown
App in Dutch	Unknown	Unknown
Data in the EU	Unknown	✕ No
Data processing agreement	✓ Yes	✓ Yes
iDEAL	Unknown	Unknown
Peppol e-invoices	Unknown	Unknown
Company in the Netherlands	✕ No	✕ No
Integrations	Xero, QuickBooks, Sage, MYOB, FreeAgent, Pennylane, Zoho Books, Fortnox, Excel, Stripe, Zapier, Power BI	Stripe, PayPal, Wise, Dext, Syft, Tradify
Free trial	14 days	30 days
Stackwijs verdict	No verdict yet	No verdict yet
User reviews	No reviews yet	No reviews yet
For whom	SMEs	freelancers, SMEs

Facts checked between 4 November 2026 and 5 November 2026 on the vendors' websites.

Joiin or Xero: questions

What is the difference between Joiin and Xero?

Only Joiin integrates with Xero, QuickBooks, Sage, MYOB, FreeAgent, Pennylane, Zoho Books, Fortnox, Excel, Zapier and Power BI. Only Xero integrates with PayPal, Wise, Dext, Syft and Tradify.

Which suits a freelancer better?

Xero is aimed at freelancers, Joiin at SMEs.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

Joiin

Financial reporting and consolidation across multiple companies, on top of Xero, QuickBooks or Sage.

Suits businesses and accountants with several companies or branches who want one consolidated report from Xero, QuickBooks or Sage.

Price: Price on request
Try it: 14 days free
NL check: 1 of 7

View Joiin

On the Joiin website · partner link

Xero

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Suits anyone looking for English-language accounting software with many integrations who handles VAT returns and bank import themselves.

Price: Price on request
Try it: 30 days free
NL check: 1 of 7

View Xero

On the Xero website

Also compare

All accounting packages compared

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