Independent: paid links never change the order. Every fact checked with the vendor.

How we review

Exact Online or Xero?

Price, integrations and Netherlands check side by side.

Exact Online

for SMEs

Online bookkeeping for SMEs, with bank feeds, VAT and ICP returns and invoicing.

from €49 /month excl. VAT
6 of 7 NL check
Xero

for freelancers and SMEs

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Price on request
1 of 7 NL check

The differences

  • Exact Online stores your data in the EU, Xero does not.
  • Exact Online is a Dutch company, Xero is not.
  • Only Exact Online integrates with ABN AMRO, ING, Rabobank, Triodos, bunq, Knab, Shopify and WooCommerce.
  • Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Side by side

Exact Online compared with Xero
Exact OnlineXero
Pricefrom €49/month excl. VATOn request
Support in Dutch✓ YesUnknown
App in Dutch✓ YesUnknown
Data in the EU✓ Yes✕ No
Data processing agreement✓ Yes✓ Yes
iDEAL✕ NoUnknown
Peppol e-invoices✓ YesUnknown
Company in the Netherlands✓ Yes✕ No
IntegrationsABN AMRO, ING, Rabobank, Triodos, bunq, Knab, Shopify, WooCommerceStripe, PayPal, Wise, Dext, Syft, Tradify
Free trial30 days30 days
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomSMEsfreelancers, SMEs

Facts checked on the vendors' websites.

Exact Online or Xero: questions

What is the difference between Exact Online and Xero?

Exact Online stores your data in the EU, Xero does not. Exact Online is a Dutch company, Xero is not. Only Exact Online integrates with ABN AMRO, ING, Rabobank, Triodos, bunq, Knab, Shopify and WooCommerce. Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Which suits a freelancer better?

Xero is aimed at freelancers, Exact Online at SMEs.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

Exact Online

Online bookkeeping for SMEs, with bank feeds, VAT and ICP returns and invoicing.

Suits sMEs that want to grow to more users, administrations and bank feeds.

Price
from €49 /month excl. VAT
Try it
30 days free
NL check
6 of 7

Xero

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Suits anyone looking for English-language accounting software with many integrations who handles VAT returns and bank import themselves.

Price
Price on request
Try it
30 days free
NL check
1 of 7

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