5/5
Business account in an app with up to 25 IBANs, payment requests, bunq.me payment links and Tap to Pay.
- Dutch support
- Dutch interface
- iDEAL
- +1 more
From€0 /monthAlso a free plan30-day free trial
Visit bunq Business
On the bunq Business website
Business bank accounts for freelancers and SMEs
Compare business current accounts from banks and online providers. Pay attention to the fixed monthly price, transaction fees and the connection with your accounting package.
Starting prices from €7 to €12.50 per month: a difference of up to €66 a year. Cheapest start: Knab Zakelijk, most expensive: Triodos Internet Zaken Rekening. From 6 paid starting prices; check what each plan includes.
Sorted by overall score. A place in the list is not for sale, and we sometimes earn a little from a click: that does not change the order. How the score is weighted · How we make money
Quick pick
Follows from the facts below, not from what we earn.
- Highest Netherlands checkbunq Business5 of 5 points in the Netherlands check.
All 12 tools in this category
Qonto
Business bank account · for freelancers and SMEs
1/5
Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.
- iDEAL
- Moneybird
- e-Boekhouden
From€0 /month excl. VATAlso a free plan
Visit Qonto
On the Qonto website
ABN AMRO Zakelijk
Business bank account · for freelancers and SMEs
4/5
Business packages Slim, Ambitieus and Grenzeloos with a Dutch IBAN, debit card and Internet Banking for Business.
- Dutch support
- Dutch interface
- iDEAL
- +2 more
From€9.90 /month
Visit ABN AMRO Zakelijk
On the ABN AMRO Zakelijk website
Finom
Business bank account · for freelancers and SMEs
1/5
Online business account with Dutch IBAN, invoicing with payment link and cards, for freelancers (zzp) and SMEs.
- Made in NL
From€0 /monthAlso a free plan
Visit Finom
On the Finom website
ING Zakelijk
Business bank account · for freelancers and SMEs
4/5
Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.
- Dutch support
- Dutch interface
- iDEAL
- +2 more
From€9.90 /month
Visit ING Zakelijk
On the ING Zakelijk website
Rabobank Zakelijk
Business bank account · for freelancers and SMEs
4/5
Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.
- Dutch support
- Dutch interface
- iDEAL
- +4 more
From€0 /month
Visit Rabobank Zakelijk
On the Rabobank Zakelijk website
ASN Bank Zakelijk
Business bank account · for freelancers and SMEs
4/5
Business accounts from ASN Bank (formerly also SNS), with business payment requests and an accounting integration.
- Dutch support
- Dutch interface
- iDEAL
- +3 more
From€7.95 /month
Visit ASN Bank Zakelijk
On the ASN Bank Zakelijk website
Knab Zakelijk
Business bank account · for freelancers
3/5
Online business account for sole proprietorships and single-director BVs, with 500 transactions a year and savings pots.
- Dutch support
- Dutch interface
- iDEAL
- +1 more
From€7 /month
Visit Knab Zakelijk
On the Knab Zakelijk website
N26 Business
Business bank account · for freelancers
0/5
Free business account in an app for freelancers (zzp) who work under their own name, from the German N26 Bank.
From€0 /monthAlso a free plan
Visit N26 Business
On the N26 Business website
Triodos Internet Zaken Rekening
Business bank account · for freelancers and SMEs
3/5
Business current account from a sustainable bank, for entrepreneurs who fit Triodos's mission.
- Dutch support
- Dutch interface
- Made in NL
From€12.50 /month
Visit Triodos Internet Zaken Rekening
On the Triodos Internet Zaken Rekening website
Wise Zakelijk
Business bank account · for freelancers and SMEs
0/5
Business account for paying and receiving in multiple currencies, with a one-off opening fee and no monthly price.
From€0 /month
Visit Wise Zakelijk
On the Wise Zakelijk website
Revolut Business
Business bank account · for freelancers and SMEs
0/5
Online business account from the Dutch branch of Revolut Bank, with cards and payments in multiple currencies.
From€10 /month
Visit Revolut Business
On the Revolut Business website
All tools at a glance
Click a tool for the details and the source.
| Tool | Dutch support | Dutch app | Data in EU | iDEAL | Dutch company | Price |
|---|---|---|---|---|---|---|
| bunq Business | Yes | Yes | Yes | Yes | Yes | Free plan |
| Qonto | Unknown | Unknown | Unknown | Yes | No | Free plan |
| ABN AMRO Zakelijk | Yes | Yes | Unknown | Yes | Yes | from €9.90/month |
| Finom | Unknown | Unknown | Unknown | Unknown | Yes | Free plan |
| ING Zakelijk | Yes | Yes | Unknown | Yes | Yes | from €9.90/month |
| Rabobank Zakelijk | Yes | Yes | Unknown | Yes | Yes | from €0/month |
| ASN Bank Zakelijk | Yes | Yes | Unknown | Yes | Yes | from €7.95/month |
| Knab Zakelijk | Yes | Yes | Unknown | Yes | No | from €7/month |
| N26 Business | Unknown | Unknown | Unknown | Unknown | No | Free plan |
| Triodos Internet Zaken Rekening | Yes | Yes | Unknown | No | Yes | from €12.50/month |
| Wise Zakelijk | Unknown | Unknown | Unknown | Unknown | No | from €0/month |
| Revolut Business | Unknown | Unknown | Unknown | Unknown | No | from €10/month |
✓ yes · ✕ no · ? cannot be verified
Netherlands check for business bank account
Useful if you run a business in the Netherlands: what each point means and how many tools meet it.
Support in Dutch
You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.
7 of 12 tools
App in Dutch
An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.
7 of 12 tools
Data in the EU
Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.
1 of 12 tools
iDEAL
Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.
7 of 12 tools
Company in the Netherlands
A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.
7 of 12 tools
Popular comparisons
Where are they based?
According to the vendor's website or terms.
Netherlands 8
Amsterdam 5
- ABN AMRO ZakelijkABN AMRO Bank N.V., Gustav Mahlerlaan 10
- bunq Businessbunq B.V., Basisweg 32
- FinomPNL Fintech B.V.; payment services via Finom Payments B.V., an electronic money institution supervised by DNB
- ING ZakelijkING Bank N.V., part of ING Groep
- Knab Zakelijktrading name of BAWAG AG Branch Netherlands, the Dutch branch of the Austrian BAWAG
Driebergen-Rijsenburg 1
Headquarters outside the Benelux 4
Lithuania LT1
United Kingdom GB1
Looking for an alternative?
- Alternative to bunq Business
- Alternative to Qonto
- Alternative to ABN AMRO Zakelijk
- Alternative to Finom
- Alternative to ING Zakelijk
- Alternative to Rabobank Zakelijk
- Alternative to ASN Bank Zakelijk
- Alternative to Knab Zakelijk
- Alternative to N26 Business
- Alternative to Triodos Internet Zaken Rekening
- Alternative to Wise Zakelijk
- Alternative to Revolut Business
Frequently asked questions about business bank account software
Based on the facts as of 4 November 2026.
Which of the business bank accounts is the cheapest?
Of the business bank accounts we checked, bunq Business has the lowest starting price, at €0 per month. bunq Free Business: no monthly fee, sole proprietorships only. Up to 3 accounts, accounts in 20 currencies, a digital card for Apple Pay and Google Pay and Tap to Pay; no physical card. Core costs €7.99, Pro €13.99 and Elite €23.99 per month; you can try these for 30 days free. iDEAL and Bancontact receipts cost €0.27 for business. Local IBANs in NL, DE, FR and BE, among others. Also check what the cheapest plan includes.
Which business bank accounts have a free plan?
bunq Business, Finom, N26 Business and Qonto have a free plan. Do check what it includes; it is often limited.
Which business bank accounts support iDEAL?
Of the business bank accounts we checked: ABN AMRO Zakelijk, ASN Bank Zakelijk, bunq Business, ING Zakelijk, Knab Zakelijk, Qonto and Rabobank Zakelijk.
Which business bank accounts offer support in Dutch?
Of the business bank accounts we checked: ABN AMRO Zakelijk, ASN Bank Zakelijk, bunq Business, ING Zakelijk, Knab Zakelijk, Rabobank Zakelijk and Triodos Internet Zaken Rekening.
Which business bank accounts store your data in the EU?
Of the business bank accounts we checked: bunq Business.
We get a fee if you take out a subscription through us. That does not change our verdict.