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How we review

Wise Zakelijk

Business bank account · for freelancers and SMEs

Business account for paying and receiving in multiple currencies, with a one-off opening fee and no monthly price.

    Price
    from €0per month
    Try it
    Not freeno free trial
    Netherlands check
    0 of 5
    Headquarters
    LondenUnited Kingdom · in the EU through Wise Europe SA in Brussels

    Checked on on the Wise Zakelijk site

    Short verdict

    Good fit for

    Entrepreneurs who pay or receive a lot in foreign currencies and want no fixed monthly price.

    Less suited to

    Anyone who wants a Dutch IBAN; the Wise euro account has a Belgian IBAN.

    Key facts

    • One-off €60, no monthly subscription
    • Account details to receive in 22 currencies
    • Euro account with Belgian IBAN (BE)

    What is Wise Zakelijk?

    Wise Business is the business account from Wise, a British company that operates in the EU through Wise Europe SA in Brussels. You hold money and receive payments in EUR, USD and GBP, among others, send invoices and payment links and exchange at the mid-market rate with costs shown upfront. For euros you get a Belgian IBAN (BE), not a Dutch IBAN. Wise does not say on the pages we reviewed where customer data is stored or whether there is a data processing agreement.

    Good: no monthly subscription, only a one-off €60, and account details to receive in 22 currencies.

    Less good: no Dutch IBAN, and whether customers can pay with iDEAL through the payment links is not on the pages we reviewed.

    How much does Wise Zakelijk cost?

    Starting price

    €0 per month

    No monthly subscription: a one-off €60 to unlock all features, then you pay per use (exchange costs, international payments, cash withdrawals above €250 per month). Domestic transfers in EUR are free. The euro account gets a Belgian IBAN (BE), not a Dutch IBAN.

    • No free plan
    • No free trial
    • The vendor does not say whether this is excl. VAT

    According to the Wise Zakelijk site on . The current plans are on the vendor's site. Has the price changed? Let us know.

    The Netherlands check

    Useful if you run a business in the Netherlands. "Unknown" means we could not verify it.

    • Support in Dutch: Unknown

      You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.

    • App in Dutch: Unknown

      An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.

    • Data in the EU: Unknown

      Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.

      More about data in the EU →
    • iDEAL: Unknown

      Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.

      More about iDEAL and Wero →
    • Company in the Netherlands: No

      A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.

    Checked on . Something no longer correct? Report an error.

    Integrations

    According to Wise Zakelijk itself, at least 19 integrations (source, seen on ).

    Alternatives to Wise Zakelijk

    All 11 alternatives to Wise Zakelijk →

    User reviews

    No reviews yet. Reviews do not count towards our verdict.

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    Something not right?

    We check everything on the Wise Zakelijk site, but prices and terms change. Do you see an error, or are we missing an alternative? You don't need to log in. We check every report ourselves within 5 working days. How we handle corrections.

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    Frequently asked questions about Wise Zakelijk

    How much does Wise Zakelijk cost?

    Paid plans for Wise Zakelijk start at €0 per month. No monthly subscription: a one-off €60 to unlock all features, then you pay per use (exchange costs, international payments, cash withdrawals above €250 per month). Domestic transfers in EUR are free. The euro account gets a Belgian IBAN (BE), not a Dutch IBAN.

    Who is Wise Zakelijk for?

    Wise Zakelijk is aimed at freelancers and SMEs. Business account for paying and receiving in multiple currencies, with a one-off opening fee and no monthly price.

    Want to stay up to date on Wise Zakelijk and the rest of the guide?

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