Short verdict
Good fit for
Freelancers (zzp) who want to handle everything in one app, with multiple accounts and payment requests via bunq.me.
Less suited to
Bvs or vofs that want free banking; Free Business is for sole proprietorships only.
Key facts
- Free Business with no monthly fee for sole proprietorships
- iDEAL receipt costs €0.27 per payment for business
- Operational data mostly at AWS in Frankfurt
What is bunq Business?
bunq Business is the business account of bunq B.V. in Amsterdam, a Dutch bank covered by the deposit guarantee scheme. You handle everything in the app: accounts with their own IBAN (including a Dutch IBAN, NL), payment requests, bunq.me links that clients use to pay with iDEAL, and receiving card payments with Tap to Pay. According to the privacy policy, bunq stores most operational data at AWS in Frankfurt. We did not find a data processing agreement; for a bank account it usually does not apply.
Good: Free Business costs nothing per month for sole proprietorships, and bunq gives support in your own language, day and night.
Less good: Free Business has no physical card and is not for bvs. iDEAL receipts cost €0.27 per payment for business, and Moneybird, Exact and SnelStart are not in the integrations list on the site.
How much does bunq Business cost?
Starting price
€0 per month
bunq Free Business: no monthly fee, sole proprietorships only. Up to 3 accounts, accounts in 20 currencies, a digital card for Apple Pay and Google Pay and Tap to Pay; no physical card. Core costs €7.99, Pro €13.99 and Elite €23.99 per month; you can try these for 30 days free. iDEAL and Bancontact receipts cost €0.27 for business. Local IBANs in NL, DE, FR and BE, among others.
- ✓ Free plan
- ✓ 30-day free trial
- The vendor does not say whether this is excl. VAT
Price alert for bunq Business
According to the bunq Business site on . The current plans are on the vendor's site. Has the price changed? Let us know.
The Netherlands check
Useful if you run a business in the Netherlands. "Unknown" means we could not verify it.
Support in Dutch: Yes
You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.
App in Dutch: Yes
An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.
Data in the EU: Yes
Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.
More about data in the EU →iDEAL: Yes
Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.
More about iDEAL and Wero →Company in the Netherlands: Yes
A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.
Checked on . Something no longer correct? Report an error.
Integrations
According to bunq Business itself, at least 50 integrations (source, seen on ).
According to its own site, bunq Business integrates with, among others:
Jortt
MoneyMonk
Asperion
Accountable- Sage
- Oracle NetSuite
FreshBooks
WooCommerce
Alternatives to bunq Business
- QontoFree plan, paid from €0 /month excl. VAT1 of 5 NL checkCompare
- ABN AMRO Zakelijkfrom €9.90 /month4 of 5 NL checkCompare
- FinomFree plan, paid from €0 /month1 of 5 NL checkCompare
- ING Zakelijkfrom €9.90 /month4 of 5 NL checkCompare
User reviews
No reviews yet. Reviews do not count towards our verdict.
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Frequently asked questions about bunq Business
How much does bunq Business cost?
bunq Business has a free plan. Paid plans for bunq Business start at €0 per month. You can try it free for 30 days. bunq Free Business: no monthly fee, sole proprietorships only. Up to 3 accounts, accounts in 20 currencies, a digital card for Apple Pay and Google Pay and Tap to Pay; no physical card. Core costs €7.99, Pro €13.99 and Elite €23.99 per month; you can try these for 30 days free. iDEAL and Bancontact receipts cost €0.27 for business. Local IBANs in NL, DE, FR and BE, among others.
Who is bunq Business for?
bunq Business is aimed at freelancers and SMEs. Business account in an app with up to 25 IBANs, payment requests, bunq.me payment links and Tap to Pay.
Is bunq Business available in Dutch?
Support is available in Dutch and the app is in Dutch.
Does bunq Business store my data in the EU?
Yes, bunq Business stores your data in the EU.
Does bunq Business support iDEAL and Peppol?
bunq Business supports iDEAL. bunq Business does not support Peppol.
Which banks and tools does bunq Business integrate with?
bunq Business integrates with Jortt, MoneyMonk, Asperion, Accountable, Sage, Oracle NetSuite, FreshBooks and WooCommerce, among others.