Independent: paid links never change the order. Every fact checked with the vendor.

How we review
stackwijsSearch software…Search
Submit a tool

ING Zakelijk

Business bank account · for freelancers and SMEs

Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.

  • Dutch support
  • Dutch interface
  • iDEAL
  • e-Boekhouden
  • Made in NL
Price
from €9.90per month
Try it
Not freeno free trial
Netherlands check
4 of 5
Headquarters
AmsterdamNetherlands · ING Bank N.V., part of ING Groep

Checked on on the ING Zakelijk site

Short verdict

Good fit for

Business owners who want to bank with a large Dutch bank, with payment requests and an integration with Exact, SnelStart or e-Boekhouden.

Less suited to

Anyone who wants a fixed price without transaction fees; besides €9.90 per month you pay per debit and credit.

Key facts

  • Ondernemerspakket €9.90 per month, plus transaction and integration fees
  • Starters 6 months free, including the accounting integration
  • Payment request by email, WhatsApp or paper

What is ING Zakelijk?

ING Zakelijk is the business current account from ING Bank N.V. in Amsterdam. You get an account with a Dutch IBAN (NL), a debit card and access to Mijn ING Zakelijk and the ING App, and you send payment requests by email or WhatsApp. On the pages we reviewed, ING does not say where customer data is stored; we did not find a data processing agreement, which for a bank account is usually not applicable. You connect the account to 15 accounting packages, including Exact Online, SnelStart and e-Boekhouden.nl.

Good: starters pay nothing for 6 months and get the accounting integration and digital euro transactions free during that period.

Less good: after the starter period, fees per debit and credit, for the accounting integration and for customer due diligence come on top of the €9.90 per month. Moneybird is not on ING’s list of direct integrations.

How much does ING Zakelijk cost?

Starting price

€9.90 per month

Ondernemerspakket, per month, with a Dutch IBAN (NL), debit card and 2 representatives. On top of that come fees per debit and credit, for the accounting integration and for customer due diligence. Starters (registered with the Chamber of Commerce (KvK) for less than 1 year) get the Starterspakket: 6 months free, no fees for digital euro transactions and a free accounting integration; after that the Ondernemerspakket follows automatically.

  • No free plan
  • No free trial
  • The vendor does not say whether this is excl. VAT

According to the ING Zakelijk site on . The current plans are on the vendor's site. Has the price changed? Let us know.

The Netherlands check

Useful if you run a business in the Netherlands. "Unknown" means we could not verify it.

  • Support in Dutch: Yes

    You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.

  • App in Dutch: Yes

    An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.

  • Data in the EU: Unknown

    Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.

    More about data in the EU →

  • iDEAL: Yes

    Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.

    More about iDEAL and Wero →

  • Company in the Netherlands: Yes

    A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.

Checked on . Something no longer correct? Report an error.

Integrations

According to its own site, ING Zakelijk integrates with, among others:

  • Exact Online
  • SnelStart
  • e-Boekhouden
  • AFAS
  • Twinfield
  • Informer
  • Visma
  • Asperion

Alternatives to ING Zakelijk

All 11 alternatives to ING Zakelijk →

User reviews

No reviews yet. Reviews do not count towards our verdict.

Loading…

Something not right?

We check everything on the ING Zakelijk site, but prices and terms change. Do you see an error, or are we missing an alternative? You don't need to log in. We check every report ourselves within 5 working days. How we handle corrections.

Report an error
What is it about?
A link to the vendor's page helps us most.
Only if we have a question about your report. No newsletter.
Suggest an alternative
Only if we have a question about your suggestion. No newsletter.

A suggestion only goes into the guide after our Netherlands check. Do you work at the tool yourself? Submit it.

Frequently asked questions about ING Zakelijk

How much does ING Zakelijk cost?

Paid plans for ING Zakelijk start at €9.90 per month. Ondernemerspakket, per month, with a Dutch IBAN (NL), debit card and 2 representatives. On top of that come fees per debit and credit, for the accounting integration and for customer due diligence. Starters (registered with the Chamber of Commerce (KvK) for less than 1 year) get the Starterspakket: 6 months free, no fees for digital euro transactions and a free accounting integration; after that the Ondernemerspakket follows automatically.

Who is ING Zakelijk for?

ING Zakelijk is aimed at freelancers and SMEs. Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.

Is ING Zakelijk available in Dutch?

Support is available in Dutch and the app is in Dutch.

Does ING Zakelijk support iDEAL and Peppol?

ING Zakelijk supports iDEAL. ING Zakelijk does not support Peppol.

Which banks and tools does ING Zakelijk integrate with?

ING Zakelijk integrates with Exact Online, SnelStart, e-Boekhouden, AFAS, Twinfield, Informer, Visma and Asperion, among others.

Want to stay up to date on ING Zakelijk and the rest of the guide?

New tools, price changes and Netherlands check updates. One email a week, in Dutch, with no sponsored emails.

Yes, send me Stackwijs Wekelijks (in Dutch): new tools, price changes and Netherlands check updates every week. Unsubscribe with one click. You first get an email to confirm. What you get and what we store