ING Zakelijk or Qonto?

Price, integrations and Netherlands check side by side.

ING Zakelijk

for freelancers and SMEs

Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.

from €9.90 /month

4 of 5 NL check

Qonto

for freelancers and SMEs

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Free plan, paid from €0 /month excl. VAT

1 of 5 NL check

The differences

ING Zakelijk is a Dutch company, Qonto is not.
Qonto has a free plan, ING Zakelijk does not.
Paid plans at Qonto start cheaper: €0 against €9.90 per month.
Only ING Zakelijk integrates with SnelStart, Twinfield, Informer, Visma and Asperion.
Only Qonto integrates with Moneybird and Stripe.

Side by side

ING Zakelijk compared with Qonto
	ING Zakelijk	Qonto
Price	from €9.90/month	Free plan
Support in Dutch	✓ Yes	Unknown
App in Dutch	✓ Yes	Unknown
Data in the EU	Unknown	Unknown
iDEAL	✓ Yes	✓ Yes
Company in the Netherlands	✓ Yes	✕ No
Integrations	Exact Online, SnelStart, e-Boekhouden, AFAS, Twinfield, Informer, Visma, Asperion	Exact Online, Moneybird, e-Boekhouden, AFAS, Stripe
Free trial	None	None
Stackwijs verdict	No verdict yet	No verdict yet
User reviews	No reviews yet	No reviews yet
For whom	freelancers, SMEs	freelancers, SMEs

Facts checked on 3 November 2026 on the vendors' websites.

ING Zakelijk or Qonto: questions

What is the difference between ING Zakelijk and Qonto?

ING Zakelijk is a Dutch company, Qonto is not. Qonto has a free plan, ING Zakelijk does not. Paid plans at Qonto start cheaper: €0 against €9.90 per month. Only ING Zakelijk integrates with SnelStart, Twinfield, Informer, Visma and Asperion. Only Qonto integrates with Moneybird and Stripe.

Is ING Zakelijk or Qonto cheaper?

Qonto starts at €0 per month, ING Zakelijk at €9.90. Do compare what those plans include: free plan versus from €9.90/month.

Which one do you choose?

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ING Zakelijk

Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.

Suits business owners who want to bank with a large Dutch bank, with payment requests and an integration with Exact, SnelStart or e-Boekhouden.

Price: from €9.90 /month
Try it: No trial
NL check: 4 of 5

View ING Zakelijk

On the ING Zakelijk website

Qonto

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Suits freelancers (zzp) and small limited companies (bv) looking for a free online account with a Dutch IBAN and built-in invoicing.

Price: Free plan, paid from €0 /month excl. VAT
Try it: Free plan
NL check: 1 of 5

View Qonto

On the Qonto website

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