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How we review

Alternatives to Qonto

Qonto: Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

The other business bank account tools we checked, with the highest overall score at the top.

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Alternatives to Qonto

bunq Business

Business bank account · for freelancers and SMEs

Business account in an app with up to 25 IBANs, payment requests, bunq.me payment links and Tap to Pay.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +1 more
From€0 /monthAlso a free plan30-day free trial
Visit bunq Business

On the bunq Business website

ABN AMRO Zakelijk

Business bank account · for freelancers and SMEs

Business packages Slim, Ambitieus and Grenzeloos with a Dutch IBAN, debit card and Internet Banking for Business.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +2 more
From€9.90 /month
Visit ABN AMRO Zakelijk

On the ABN AMRO Zakelijk website

Finom

Business bank account · for freelancers and SMEs

Online business account with Dutch IBAN, invoicing with payment link and cards, for freelancers (zzp) and SMEs.

  • Made in NL
From€0 /monthAlso a free plan
Visit Finom

On the Finom website

ING Zakelijk

Business bank account · for freelancers and SMEs

Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +2 more
From€9.90 /month
Visit ING Zakelijk

On the ING Zakelijk website

Rabobank Zakelijk

Business bank account · for freelancers and SMEs

Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +4 more
From€0 /month
Visit Rabobank Zakelijk

On the Rabobank Zakelijk website

ASN Bank Zakelijk

Business bank account · for freelancers and SMEs

Business accounts from ASN Bank (formerly also SNS), with business payment requests and an accounting integration.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +3 more
From€7.95 /month
Visit ASN Bank Zakelijk

On the ASN Bank Zakelijk website

Knab Zakelijk

Business bank account · for freelancers

Online business account for sole proprietorships and single-director BVs, with 500 transactions a year and savings pots.

  • Dutch support
  • Dutch interface
  • iDEAL
  • +1 more
From€7 /month
Visit Knab Zakelijk

On the Knab Zakelijk website

N26 Business

Business bank account · for freelancers

Free business account in an app for freelancers (zzp) who work under their own name, from the German N26 Bank.

    From€0 /monthAlso a free plan
    Visit N26 Business

    On the N26 Business website

    Triodos Internet Zaken Rekening

    Business bank account · for freelancers and SMEs

    Business current account from a sustainable bank, for entrepreneurs who fit Triodos's mission.

    • Dutch support
    • Dutch interface
    • Made in NL
    From€12.50 /month
    Visit Triodos Internet Zaken Rekening

    On the Triodos Internet Zaken Rekening website

    Wise Zakelijk

    Business bank account · for freelancers and SMEs

    Business account for paying and receiving in multiple currencies, with a one-off opening fee and no monthly price.

      From€0 /month
      Visit Wise Zakelijk

      On the Wise Zakelijk website

      Revolut Business

      Business bank account · for freelancers and SMEs

      Online business account from the Dutch branch of Revolut Bank, with cards and payments in multiple currencies.

        From€10 /month
        Visit Revolut Business

        On the Revolut Business website

        Qonto next to the alternatives

        Qonto compared with bunq Business, ABN AMRO Zakelijk, Finom
        Qontobunq BusinessABN AMRO ZakelijkFinom
        PriceFree planFree planfrom €9.90/monthFree plan
        Support in DutchUnknown✓ Yes✓ YesUnknown
        App in DutchUnknown✓ Yes✓ YesUnknown
        Data in the EUUnknown✓ YesUnknownUnknown
        iDEAL✓ Yes✓ Yes✓ YesUnknown
        Company in the Netherlands✕ No✓ Yes✓ Yes✓ Yes
        IntegrationsExact Online, Moneybird, e-Boekhouden, AFAS, StripeJortt, MoneyMonk, Asperion, Accountable, Sage, Oracle NetSuite, FreshBooks, WooCommerceExact Online, SnelStart, e-Boekhouden, AFAS, Twinfield, Nmbrs Accounting, RompslompSage, NetSuite, Odoo

        Facts checked on the vendors' websites.

        What is the cheapest alternative to Qonto?

        Of the alternatives to Qonto we checked, bunq Business has the lowest starting price, at €0 per month. bunq Free Business: no monthly fee, sole proprietorships only. Up to 3 accounts, accounts in 20 currencies, a digital card for Apple Pay and Google Pay and Tap to Pay; no physical card. Core costs €7.99, Pro €13.99 and Elite €23.99 per month; you can try these for 30 days free. iDEAL and Bancontact receipts cost €0.27 for business. Local IBANs in NL, DE, FR and BE, among others. Also check what the cheapest plan includes.

        Which alternatives to Qonto have a free plan?

        bunq Business, Finom and N26 Business have a free plan. Do check what it includes; it is often limited.

        Which alternatives to Qonto support iDEAL?

        Of the alternatives to Qonto we checked: bunq Business, ABN AMRO Zakelijk, ING Zakelijk, Rabobank Zakelijk, ASN Bank Zakelijk and Knab Zakelijk.

        Which alternatives to Qonto offer support in Dutch?

        Of the alternatives to Qonto we checked: bunq Business, ABN AMRO Zakelijk, ING Zakelijk, Rabobank Zakelijk, ASN Bank Zakelijk, Knab Zakelijk and Triodos Internet Zaken Rekening.

        Which alternatives to Qonto store your data in the EU?

        Of the alternatives to Qonto we checked: bunq Business.

        Compare Qonto directly

        All business bank accounts compared

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