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How we review

Rabobank Zakelijk

Business bank account · for freelancers and SMEs

Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.

  • Dutch support
  • Dutch interface
  • iDEAL
  • Moneybird
  • Exact
  • e-Boekhouden
  • Made in NL
Price
from €0per month
Try it
Not freeno free trial
Netherlands check
4 of 5
Headquarters
UtrechtNetherlands · Coöperatieve Rabobank U.A., registered office in Amsterdam, headquarters in Utrecht

Checked on on the Rabobank Zakelijk site

Short verdict

Good fit for

Freelancers (zzp) with few transactions who want no fixed monthly price, and SMEs looking for a Dutch bank with many accounting integrations.

Less suited to

Freelancers (zzp) with many transactions on the ZZP Rekening; every payment costs €0.39.

Key facts

  • Rabo ZZP Rekening without fixed monthly fees, €0.39 per transaction
  • Zakelijke Rekening €9.95 per month plus €0.13 to €0.15 per transaction
  • Integration with Moneybird, Exact, SnelStart and Jortt, among others

What is Rabobank Zakelijk?

Rabobank Zakelijk are the business accounts of Coöperatieve Rabobank U.A., with its headquarters in Utrecht. You choose between the Rabo ZZP Rekening (no fixed costs, pay per transaction) and the Zakelijke Rekening (€9.95 per month), both with Dutch IBAN (NL), debit card and online banking. With Rabo Betaalverzoek you ask customers to pay in your company name. On the pages reviewed, Rabobank does not say where customer data is stored; we did not find a data processing agreement; for a bank account one is usually not applicable.

Good: the Rabo Boekhoudkoppeling works with a long list of Dutch packages, including Moneybird, Exact, SnelStart, e-Boekhouden.nl, Jortt and Rompslomp.

Less good: the ZZP Rekening is only for a sole proprietorship or one-owner limited company (bv) and becomes expensive with many transactions. The accounting integration costs extra after the starter period.

How much does Rabobank Zakelijk cost?

Starting price

€0 per month

Rabo ZZP Rekening: no fixed monthly fees, but €0.39 per incoming or outgoing euro payment. For a sole proprietorship or one-owner limited company (bv) with fewer than 50 transactions per month on average, without an extra current account. The Zakelijke Rekening costs €9.95 per month plus €0.13 to €0.15 per transaction. Both with Dutch IBAN (NL). Rabo Boekhoudkoppeling is a paid extra; starters get 6 months free integration and euro transactions.

  • No free plan
  • No free trial
  • The vendor does not say whether this is excl. VAT

According to the Rabobank Zakelijk site on . The current plans are on the vendor's site. Has the price changed? Let us know.

The Netherlands check

Useful if you run a business in the Netherlands. "Unknown" means we could not verify it.

  • Support in Dutch: Yes

    You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.

  • App in Dutch: Yes

    An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.

  • Data in the EU: Unknown

    Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.

    More about data in the EU →
  • iDEAL: Yes

    Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.

    More about iDEAL and Wero →
  • Company in the Netherlands: Yes

    A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.

Checked on . Something no longer correct? Report an error.

Integrations

According to its own site, Rabobank Zakelijk integrates with, among others:

  • Moneybird
  • Exact
  • SnelStart
  • e-Boekhouden
  • Jortt
  • Rompslomp
  • Informer
  • Twinfield

Alternatives to Rabobank Zakelijk

All 11 alternatives to Rabobank Zakelijk →

User reviews

No reviews yet. Reviews do not count towards our verdict.

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Frequently asked questions about Rabobank Zakelijk

How much does Rabobank Zakelijk cost?

Paid plans for Rabobank Zakelijk start at €0 per month. Rabo ZZP Rekening: no fixed monthly fees, but €0.39 per incoming or outgoing euro payment. For a sole proprietorship or one-owner limited company (bv) with fewer than 50 transactions per month on average, without an extra current account. The Zakelijke Rekening costs €9.95 per month plus €0.13 to €0.15 per transaction. Both with Dutch IBAN (NL). Rabo Boekhoudkoppeling is a paid extra; starters get 6 months free integration and euro transactions.

Who is Rabobank Zakelijk for?

Rabobank Zakelijk is aimed at freelancers and SMEs. Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.

Is Rabobank Zakelijk available in Dutch?

Support is available in Dutch and the app is in Dutch.

Does Rabobank Zakelijk support iDEAL and Peppol?

Rabobank Zakelijk supports iDEAL. Rabobank Zakelijk does not support Peppol.

Which banks and tools does Rabobank Zakelijk integrate with?

Rabobank Zakelijk integrates with Moneybird, Exact, SnelStart, e-Boekhouden, Jortt, Rompslomp, Informer and Twinfield, among others.

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