Independent: paid links never change the order. Every fact checked with the vendor.

How we review

Qonto or Rabobank Zakelijk?

Price, integrations and Netherlands check side by side.

Qonto

for freelancers and SMEs

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Free plan, paid from €0 /month excl. VAT
1 of 5 NL check
Rabobank Zakelijk

for freelancers and SMEs

Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.

from €0 /month
4 of 5 NL check

The differences

  • Rabobank Zakelijk is a Dutch company, Qonto is not.
  • Qonto has a free plan, Rabobank Zakelijk does not.
  • Only Qonto integrates with Exact Online, AFAS and Stripe.
  • Only Rabobank Zakelijk integrates with Exact, SnelStart, Jortt, Rompslomp, Informer and Twinfield.

Side by side

Qonto compared with Rabobank Zakelijk
QontoRabobank Zakelijk
PriceFree planfrom €0/month
Support in DutchUnknown✓ Yes
App in DutchUnknown✓ Yes
Data in the EUUnknownUnknown
iDEAL✓ Yes✓ Yes
Company in the Netherlands✕ No✓ Yes
IntegrationsExact Online, Moneybird, e-Boekhouden, AFAS, StripeMoneybird, Exact, SnelStart, e-Boekhouden, Jortt, Rompslomp, Informer, Twinfield
Free trialNoneNone
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomfreelancers, SMEsfreelancers, SMEs

Facts checked on the vendors' websites.

Qonto or Rabobank Zakelijk: questions

What is the difference between Qonto and Rabobank Zakelijk?

Rabobank Zakelijk is a Dutch company, Qonto is not. Qonto has a free plan, Rabobank Zakelijk does not. Only Qonto integrates with Exact Online, AFAS and Stripe. Only Rabobank Zakelijk integrates with Exact, SnelStart, Jortt, Rompslomp, Informer and Twinfield.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

Qonto

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Suits freelancers (zzp) and small limited companies (bv) looking for a free online account with a Dutch IBAN and built-in invoicing.

Price
Free plan, paid from €0 /month excl. VAT
Try it
Free plan
NL check
1 of 5

Rabobank Zakelijk

Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.

Suits freelancers (zzp) with few transactions who want no fixed monthly price, and SMEs looking for a Dutch bank with many accounting integrations.

Price
from €0 /month
Try it
No trial
NL check
4 of 5

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