Independent: paid links never change the order. Every fact checked with the vendor.

How we review

Finom or Qonto?

Price, integrations and Netherlands check side by side.

Finom

for freelancers and SMEs

Online business account with Dutch IBAN, invoicing with payment link and cards, for freelancers (zzp) and SMEs.

Free plan, paid from €0 /month
1 of 5 NL check
Qonto

for freelancers and SMEs

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Free plan, paid from €0 /month excl. VAT
1 of 5 NL check

The differences

  • Finom is a Dutch company, Qonto is not.
  • Only Finom integrates with Sage, NetSuite and Odoo.
  • Only Qonto integrates with Exact Online, Moneybird, e-Boekhouden, AFAS and Stripe.

Side by side

Finom compared with Qonto
FinomQonto
PriceFree planFree plan
Support in DutchUnknownUnknown
App in DutchUnknownUnknown
Data in the EUUnknownUnknown
iDEALUnknown✓ Yes
Company in the Netherlands✓ Yes✕ No
IntegrationsSage, NetSuite, OdooExact Online, Moneybird, e-Boekhouden, AFAS, Stripe
Free trialNoneNone
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomfreelancers, SMEsfreelancers, SMEs

Facts checked on the vendors' websites.

Finom or Qonto: questions

What is the difference between Finom and Qonto?

Finom is a Dutch company, Qonto is not. Only Finom integrates with Sage, NetSuite and Odoo. Only Qonto integrates with Exact Online, Moneybird, e-Boekhouden, AFAS and Stripe.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

Finom

Online business account with Dutch IBAN, invoicing with payment link and cards, for freelancers (zzp) and SMEs.

Suits freelancers (zzp) who want a free online account with Dutch IBAN and invoicing with a payment link.

Price
Free plan, paid from €0 /month
Try it
Free plan
NL check
1 of 5

Qonto

Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.

Suits freelancers (zzp) and small limited companies (bv) looking for a free online account with a Dutch IBAN and built-in invoicing.

Price
Free plan, paid from €0 /month excl. VAT
Try it
Free plan
NL check
1 of 5

Also compare

All business bank accounts compared

We get a fee if you take out a subscription through us. That does not change our verdict.