Finom: Online business account with Dutch IBAN, invoicing with payment link and cards, for freelancers (zzp) and SMEs.
The other business bank account tools we checked, with the highest overall score at the top.
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Business account in an app with up to 25 IBANs, payment requests, bunq.me payment links and Tap to Pay.
On the bunq Business website
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Online business account with Dutch IBAN, invoicing, payment links and receipt management, for zzp and SMEs.
On the Qonto website
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Business packages Slim, Ambitieus and Grenzeloos with a Dutch IBAN, debit card and Internet Banking for Business.
On the ABN AMRO Zakelijk website
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Business current account with a Dutch IBAN, debit card, Mijn ING Zakelijk, the ING App and an accounting integration.
On the ING Zakelijk website
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Business accounts with Dutch IBAN, including the Rabo ZZP Rekening without fixed monthly fees.
On the Rabobank Zakelijk website
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Business accounts from ASN Bank (formerly also SNS), with business payment requests and an accounting integration.
On the ASN Bank Zakelijk website
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Online business account for sole proprietorships and single-director BVs, with 500 transactions a year and savings pots.
On the Knab Zakelijk website
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Free business account in an app for freelancers (zzp) who work under their own name, from the German N26 Bank.
On the N26 Business website
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Business current account from a sustainable bank, for entrepreneurs who fit Triodos's mission.
On the Triodos Internet Zaken Rekening website
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Business account for paying and receiving in multiple currencies, with a one-off opening fee and no monthly price.
On the Wise Zakelijk website
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Online business account from the Dutch branch of Revolut Bank, with cards and payments in multiple currencies.
On the Revolut Business website
| Finom | bunq Business | Qonto | ABN AMRO Zakelijk | |
|---|---|---|---|---|
| Price | Free plan | Free plan | Free plan | from €9.90/month |
| Support in Dutch | Unknown | ✓ Yes | Unknown | ✓ Yes |
| App in Dutch | Unknown | ✓ Yes | Unknown | ✓ Yes |
| Data in the EU | Unknown | ✓ Yes | Unknown | Unknown |
| iDEAL | Unknown | ✓ Yes | ✓ Yes | ✓ Yes |
| Company in the Netherlands | ✓ Yes | ✓ Yes | ✕ No | ✓ Yes |
| Integrations | Sage, NetSuite, Odoo | Jortt, MoneyMonk, Asperion, Accountable, Sage, Oracle NetSuite, FreshBooks, WooCommerce | Exact Online, Moneybird, e-Boekhouden, AFAS, Stripe | Exact Online, SnelStart, e-Boekhouden, AFAS, Twinfield, Nmbrs Accounting, Rompslomp |
Facts checked on the vendors' websites.
Of the alternatives to Finom we checked, bunq Business has the lowest starting price, at €0 per month. bunq Free Business: no monthly fee, sole proprietorships only. Up to 3 accounts, accounts in 20 currencies, a digital card for Apple Pay and Google Pay and Tap to Pay; no physical card. Core costs €7.99, Pro €13.99 and Elite €23.99 per month; you can try these for 30 days free. iDEAL and Bancontact receipts cost €0.27 for business. Local IBANs in NL, DE, FR and BE, among others. Also check what the cheapest plan includes.
bunq Business, Qonto and N26 Business have a free plan. Do check what it includes; it is often limited.
Of the alternatives to Finom we checked: bunq Business, Qonto, ABN AMRO Zakelijk, ING Zakelijk, Rabobank Zakelijk, ASN Bank Zakelijk and Knab Zakelijk.
Of the alternatives to Finom we checked: bunq Business, ABN AMRO Zakelijk, ING Zakelijk, Rabobank Zakelijk, ASN Bank Zakelijk, Knab Zakelijk and Triodos Internet Zaken Rekening.
Of the alternatives to Finom we checked: bunq Business.
All business bank accounts compared
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