Short verdict
Good fit for
Freelancers (zzp) who work under their own name and want a free app-based account.
Less suited to
Limited companies (bv) or anyone who wants a company name on the account or card; N26 Business is only for sole traders under their own name.
Key facts
- Business Standard free, paid plans from €4.90 per month
- IBAN starts with DE, FR, IT or ES, not NL
- No company name on account or card
What is N26 Business?
N26 Business is the business account from N26 Bank SE in Berlin, a bank supervised by the German BaFin. The account is meant for self-employed people and freelancers who work under their own name: a company name on the account or card is not possible, and you cannot have a personal and a business account at N26 at the same time. The Netherlands is on the list of countries where you can open N26 Business. All N26 IBANs start with DE, FR, IT or ES, so you do not get a Dutch IBAN. N26 does not say on the pages reviewed where customer data is stored or whether support and the app are in Dutch.
Good: Business Standard is free, and the paid plans start at €4.90 per month.
Less good: no Dutch IBAN and no account for a limited company (bv) or in a company name. According to the help centre, N26 Business does not support payments between businesses (B2B), and N26 does not mention integrations with accounting software.
How much does N26 Business cost?
Starting price
€0 per month
Business Standard is free. Business Smart costs €4.90 per month, Business Go €9.90 and Business Metal €16.90. The pricing page does not say whether the amounts exclude VAT.
- ✓ Free plan
- No free trial
- The vendor does not say whether this is excl. VAT
Price alert for N26 Business
According to the N26 Business site on . The current plans are on the vendor's site. Has the price changed? Let us know.
The Netherlands check
Useful if you run a business in the Netherlands. "Unknown" means we could not verify it.
Support in Dutch: Unknown
You would rather ask a question in Dutch, to someone who knows how things work in the Netherlands.
App in Dutch: Unknown
An app in Dutch is quicker to use and avoids mistakes, also for colleagues who read less English.
Data in the EU: Unknown
Data in the EU falls under the GDPR. Outside the EU, especially in the US, other laws can give access to your data.
More about data in the EU →iDEAL: Unknown
Most Dutch people pay online with iDEAL. If customers cannot pay with iDEAL, they drop out sooner.
More about iDEAL and Wero →Company in the Netherlands: No
A Dutch company falls under Dutch law. For some businesses that matters, for example in a dispute.
Checked on . Something no longer correct? Report an error.
Integrations
We found no integrations on the site of N26 Business.
Alternatives to N26 Business
- bunq BusinessFree plan, paid from €0 /month5 of 5 NL checkCompare
- QontoFree plan, paid from €0 /month excl. VAT1 of 5 NL checkCompare
- ABN AMRO Zakelijkfrom €9.90 /month4 of 5 NL checkCompare
- FinomFree plan, paid from €0 /month1 of 5 NL checkCompare
User reviews
No reviews yet. Reviews do not count towards our verdict.
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Frequently asked questions about N26 Business
How much does N26 Business cost?
N26 Business has a free plan. Paid plans for N26 Business start at €0 per month. Business Standard is free. Business Smart costs €4.90 per month, Business Go €9.90 and Business Metal €16.90. The pricing page does not say whether the amounts exclude VAT.
Who is N26 Business for?
N26 Business is aimed at freelancers. Free business account in an app for freelancers (zzp) who work under their own name, from the German N26 Bank.