Independent: paid links never change the order. Every fact checked with the vendor.

How we review

AFAS Financieel or Xero?

Price, integrations and Netherlands check side by side.

AFAS Financieel

for SMEs and large companies

Financial module of AFAS Profit for SMEs and large organisations, with Peppol, Scan & Herken and workflows.

Price on request
7 of 7 NL check
Xero

for freelancers and SMEs

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Price on request
1 of 7 NL check

The differences

  • AFAS Financieel stores your data in the EU, Xero does not.
  • AFAS Financieel is a Dutch company, Xero is not.
  • Only AFAS Financieel integrates with Mollie.
  • Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Side by side

AFAS Financieel compared with Xero
AFAS FinancieelXero
PriceOn requestOn request
Support in Dutch✓ YesUnknown
App in Dutch✓ YesUnknown
Data in the EU✓ Yes✕ No
Data processing agreement✓ Yes✓ Yes
iDEAL✓ YesUnknown
Peppol e-invoices✓ YesUnknown
Company in the Netherlands✓ Yes✕ No
IntegrationsMollieStripe, PayPal, Wise, Dext, Syft, Tradify
Free trialNone30 days
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomSMEs, large companiesfreelancers, SMEs

Facts checked on the vendors' websites.

AFAS Financieel or Xero: questions

What is the difference between AFAS Financieel and Xero?

AFAS Financieel stores your data in the EU, Xero does not. AFAS Financieel is a Dutch company, Xero is not. Only AFAS Financieel integrates with Mollie. Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Which suits a freelancer better?

Xero is aimed at freelancers, AFAS Financieel at SMEs and large companies.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

AFAS Financieel

Financial module of AFAS Profit for SMEs and large organisations, with Peppol, Scan & Herken and workflows.

Suits medium-sized and large organisations that want finance, HR, projects and orders in one package.

Price
Price on request
Try it
No trial
NL check
7 of 7

Xero

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Suits anyone looking for English-language accounting software with many integrations who handles VAT returns and bank import themselves.

Price
Price on request
Try it
30 days free
NL check
1 of 7

Also compare

All accounting packages compared

We get a fee if you take out a subscription through us. That does not change our verdict.