Yoobi has a Dutch-language app, Harvest does not. Yoobi stores your data in the EU, Harvest does not. Yoobi is a Dutch company, Harvest is not. Harvest has a free plan, Yoobi does not. Only Harvest integrates with Stripe and PayPal. Only Yoobi integrates with SnelStart, Mollie, Nmbrs, Loket, Mailchimp and Zapier.
Which suits a freelancer better?
Harvest is aimed at freelancers, Yoobi at SMEs and large companies.
Which one do you choose?
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Harvest
Time tracking with invoicing and expenses, with online payment via Stripe or PayPal.
Suits freelancers (zzp) and small teams who track hours and expenses and want to send invoices from the same package.