Independent: paid links never change the order. Every fact checked with the vendor.

How we review

Xero or Zoho Books?

Price, integrations and Netherlands check side by side.

Xero

for freelancers and SMEs

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Price on request
1 of 7 NL check
Zoho Books

for freelancers and SMEs

Zoho accounting software with invoices, bank feeds and stock; in the Netherlands via Global edition, with a free plan.

Free plan, paid from €0 /month excl. VAT
3 of 7 NL check

The differences

  • Zoho Books stores your data in the EU, Xero does not.
  • Zoho Books has a free plan, Xero does not.
  • Only Xero integrates with Wise, Dext, Syft and Tradify.
  • Only Zoho Books integrates with GoCardless, Zoho CRM, Office 365 and G Suite.

Side by side

Xero compared with Zoho Books
XeroZoho Books
PriceOn requestFree plan
Support in DutchUnknownUnknown
App in DutchUnknownUnknown
Data in the EU✕ No✓ Yes
Data processing agreement✓ Yes✓ Yes
iDEALUnknown✓ Yes
Peppol e-invoicesUnknownUnknown
Company in the Netherlands✕ No✕ No
IntegrationsStripe, PayPal, Wise, Dext, Syft, TradifyStripe, PayPal, GoCardless, Zoho CRM, Office 365, G Suite
Free trial30 days14 days
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomfreelancers, SMEsfreelancers, SMEs

Facts checked on the vendors' websites.

Xero or Zoho Books: questions

What is the difference between Xero and Zoho Books?

Zoho Books stores your data in the EU, Xero does not. Zoho Books has a free plan, Xero does not. Only Xero integrates with Wise, Dext, Syft and Tradify. Only Zoho Books integrates with GoCardless, Zoho CRM, Office 365 and G Suite.

Which one do you choose?

We sometimes earn from a click. That does not change the order. How we make money

Xero

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Suits anyone looking for English-language accounting software with many integrations who handles VAT returns and bank import themselves.

Price
Price on request
Try it
30 days free
NL check
1 of 7

Zoho Books

Zoho accounting software with invoices, bank feeds and stock; in the Netherlands via Global edition, with a free plan.

Suits freelancers and small businesses who want to do their books for free or cheaply and set their own VAT rates.

Price
Free plan, paid from €0 /month excl. VAT
Try it
14 days free
NL check
3 of 7

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