Independent: paid links never change the order. Every fact checked with the vendor.

How we review

AFAS SB or Xero?

Price, integrations and Netherlands check side by side.

AFAS SB

for freelancers and SMEs

Accounting software from AFAS for business owners and their accountant, at one fixed price with all features.

from €59.99 /month
4 of 7 NL check
Xero

for freelancers and SMEs

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Price on request
1 of 7 NL check

The differences

  • AFAS SB is a Dutch company, Xero is not.
  • Only AFAS SB integrates with ABN AMRO, ING, Knab and Rabobank.
  • Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Side by side

AFAS SB compared with Xero
AFAS SBXero
Pricefrom €59.99/monthOn request
Support in Dutch✓ YesUnknown
App in Dutch✓ YesUnknown
Data in the EUUnknown✕ No
Data processing agreement✓ Yes✓ Yes
iDEALUnknownUnknown
Peppol e-invoicesUnknownUnknown
Company in the Netherlands✓ Yes✕ No
IntegrationsABN AMRO, ING, Knab, RabobankStripe, PayPal, Wise, Dext, Syft, Tradify
Free trial30 days30 days
Stackwijs verdictNo verdict yetNo verdict yet
User reviewsNo reviews yetNo reviews yet
For whomfreelancers, SMEsfreelancers, SMEs

Facts checked on the vendors' websites.

AFAS SB or Xero: questions

What is the difference between AFAS SB and Xero?

AFAS SB is a Dutch company, Xero is not. Only AFAS SB integrates with ABN AMRO, ING, Knab and Rabobank. Only Xero integrates with Stripe, PayPal, Wise, Dext, Syft and Tradify.

Which one do you choose?

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AFAS SB

Accounting software from AFAS for business owners and their accountant, at one fixed price with all features.

Suits business owners who want one fixed price for all features and work with their accountant.

Price
from €59.99 /month
Try it
30 days free
NL check
4 of 7

Xero

Online bookkeeping from New Zealand with invoices and bank reconciliation; in the Netherlands via the Global edition.

Suits anyone looking for English-language accounting software with many integrations who handles VAT returns and bank import themselves.

Price
Price on request
Try it
30 days free
NL check
1 of 7

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