Xero has its headquarters in Wellington, New Zealand (xero (NZ) Limited is the controller for the EEA; the EU representative is Xero Denmark A/S in Copenhagen.), outside the EU and EFTA. According to our check, Xero does not store your data in the EU. The guide has 18 accounting packages from the same category with headquarters in the EU or EFTA, with the most points from the Netherlands check at the top. Of these, 14 store your data in the EU and 14 are Dutch companies.
Accounting · Leusden, Netherlands · for SMEs and large companies
Financial module of AFAS Profit for SMEs and large organisations, with Peppol, Scan & Herken and workflows.
On the AFAS Financieel website
Accounting · Naarden, Netherlands · for freelancers and SMEs
Online bookkeeping and invoicing for freelancers, SMEs and accountants, with VAT return, Peppol and iDEAL link.
On the Asperion website
Accounting · Rijswijk, Netherlands · for freelancers and SMEs
Online bookkeeping for freelancers and SMEs, with invoicing, bank connections and VAT returns.
On the Informer website
Accounting · Almere, Netherlands · for freelancers and SMEs
Online bookkeeping and invoicing for freelancers and SMEs, with bank connection, VAT returns and payslips.
On the Jortt website
Accounting · Enschede, Netherlands · for freelancers and SMEs
Online accounting with invoicing, bank feed, VAT return and Peppol, for freelancers (zzp) and SMEs.
On the Moneybird website
Accounting · Den Haag, Netherlands · for freelancers
Online invoicing and bookkeeping for freelancers (zzp), with quotes, time tracking and VAT return.
On the Rompslomp website
Accounting · Alkmaar, Netherlands · for freelancers and SMEs
Accounting software for business owners and accountants, from working with an accountant to doing your own books.
On the SnelStart website
Accounting · Geldrop, Netherlands · for freelancers and SMEs
Online bookkeeping and invoicing for business owners, associations and accountants, with VAT return.
On the e-Boekhouden.nl website
Accounting · Delft, Netherlands · for SMEs
Online bookkeeping for SMEs, with bank feeds, VAT and ICP returns and invoicing.
On the Exact Online website
Accounting · Amsterdam, Netherlands · for freelancers and SMEs
Online bookkeeping from Visma with bank feed, e-invoices via Peppol and a one-click VAT return.
On the Visma eAccounting website
Accounting · Veenendaal, Netherlands · for SMEs
Online accounting software for accountancy firms and their SME clients, with VAT returns and a Mollie payment link.
On the Minox website
Accounting · Rotterdam, Netherlands · for freelancers and SMEs
Online accounting (formerly Yuki) for business owners who work with their accountant, with Peppol from Small.
On the Nmbrs Accounting website
Accounting · Grand-Rosière, Belgium · for freelancers and SMEs and large companies
Accounting app from Odoo with bank reconciliation, Peppol and VAT return via SBR, standalone or with other Odoo apps.
On the Odoo Boekhouding website
Accounting · Amsterdam, Netherlands · for freelancers
Online bookkeeping for freelancers, combined with a business current account.
On the Tellow website
Accounting · Leusden, Netherlands · for freelancers and SMEs
Accounting software from AFAS for business owners and their accountant, at one fixed price with all features.
On the AFAS SB website
Accounting · Hoevelaken, Netherlands · for SMEs
Online bookkeeping from Wolters Kluwer for SMEs and accountants, with bank feeds and VAT/ICP returns.
On the Twinfield Boekhouden website
Accounting · Delft, Netherlands · for freelancers and SMEs
Simple online bookkeeping and invoicing from Exact for small business owners, with bank feed and VAT return.
On the Exact Reeleezee website
Accounting · Heemskerk, Netherlands · for SMEs
Online accounting package from Bjorn Lunden for SMEs, with VAT and ICP returns, invoicing and a PSD2 bank connection.
On the KING Finance website
| Xero | AFAS Financieel | Asperion | Informer | |
|---|---|---|---|---|
| Price | On request | On request | from €13.50/month excl. VAT | from €15/month excl. VAT |
| Support in Dutch | Unknown | ✓ Yes | ✓ Yes | ✓ Yes |
| App in Dutch | Unknown | ✓ Yes | ✓ Yes | ✓ Yes |
| Data in the EU | ✕ No | ✓ Yes | ✓ Yes | ✓ Yes |
| Data processing agreement | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| iDEAL | Unknown | ✓ Yes | ✓ Yes | ✓ Yes |
| Peppol e-invoices | Unknown | ✓ Yes | ✓ Yes | ✓ Yes |
| Company in the Netherlands | ✕ No | ✓ Yes | ✓ Yes | ✓ Yes |
| Integrations | Stripe, PayPal, Wise, Dext, Syft, Tradify | Mollie | Mollie, MultiSafepay, Buckaroo, ING, ABN AMRO, bol.com, Employes, HoorayHR | Rabobank, ING, bunq, Knab, Mollie, Shopify, WooCommerce, Lightspeed |
| Headquarters | Wellington, New Zealand | Leusden, Netherlands | Naarden, Netherlands | Rijswijk, Netherlands |
Facts checked on the vendors' websites.
With headquarters in the EU or EFTA and the most points from the Netherlands check: AFAS Financieel (Leusden, Netherlands, 7 of 7), Asperion (Naarden, Netherlands, 7 of 7) and Informer (Rijswijk, Netherlands, 7 of 7).
Xero has its headquarters in Wellington, New Zealand. Xero (NZ) Limited is the controller for the EEA; the EU representative is Xero Denmark A/S in Copenhagen.
Of the alternatives we checked: AFAS Financieel, Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, e-Boekhouden.nl, Exact Online, Minox, Nmbrs Accounting, AFAS SB, Twinfield Boekhouden and Exact Reeleezee.
Of the European alternatives to Xero we checked, Moneybird has the lowest starting price, at €4 per month. Compact when billed monthly; without electronic VAT return, which is included from Start (€18/month). The pricing page does not say whether the amounts exclude VAT. Also check what the cheapest plan includes.
Jortt, Rompslomp, Nmbrs Accounting, Odoo Boekhouding and Tellow have a free plan. Do check what it includes; it is often limited.
Of the European alternatives to Xero we checked: AFAS Financieel, Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, Exact Online, Visma eAccounting, Nmbrs Accounting and Odoo Boekhouding.
Of the European alternatives to Xero we checked: AFAS Financieel, Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, e-Boekhouden.nl, Visma eAccounting, Minox, Odoo Boekhouding and Tellow.
Of the European alternatives to Xero we checked: AFAS Financieel, Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, e-Boekhouden.nl, Exact Online, Visma eAccounting, Minox, Nmbrs Accounting, Tellow, AFAS SB, Twinfield Boekhouden, Exact Reeleezee and KING Finance.
Of the European alternatives to Xero we checked: AFAS Financieel, Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, e-Boekhouden.nl, Exact Online, Visma eAccounting, Minox, Nmbrs Accounting, Odoo Boekhouding and Tellow.
Asperion, Informer, Jortt, Moneybird, Rompslomp, SnelStart, e-Boekhouden.nl, Visma eAccounting, Nmbrs Accounting, Odoo Boekhouding, Tellow, AFAS SB and Exact Reeleezee are aimed at freelancers.
All accounting packages compared · All European alternatives
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